Nine lines, scored 0, 1 or 2. Take the harder read on the judgment calls. An honest score is worth more than a flattering one.
Thresholds on commercial mix come from page 14 of the 2025 RIA Cost of Doing Business Report. Days to paid and gross margin are informed by that report plus the 2026 State of the Industry Report and Verisk data, rather than lifted from a single figure. Concentration zones and the other five lines are RocketLevel working definitions, not published benchmarks. This is an educational self-assessment based on your own inputs.