Your own money, already earned on work already delivered, funding somebody else's operation. Nothing you type leaves this page.
What the number decides. Put the freed-cash figure next to the cost of a named AR owner running a weekly aging review, and the decision usually makes itself. Record today's days to get paid, the target you picked, and the date, then measure the same way in 90 days.
An educational estimate based on your inputs, not financial advice.